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getting caught without insurance - key questions

Getting Caught without Insurance – Key Questions Before you hire

Getting caught without insurance.- Key questions to ask BEFORE you hire a law firm.
  • The financial stakes are very high when it comes to fighting a No Insurance charge in Ontario.
  • At a minimum, you’re facing fines of $5,000 and higher
  • And, in some rare cases, you may be license suspension
  • If you’re looking to hire a law firm to fight and keep you from paying really high fines, here are 4 key questions you need to ask BEFORE you hire a law firm in Ontario.

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Question #1 – What percentage of  the law firm’s practice is fighting No Insurance cases?

  • Ideally, you want a law firm to have a significant percentage of their practice focused on fighting No Insurance cases. 
  • The reason why is simple. You want a law firm that has the experience of knowing how to fight this charge and knowing how to navigate the legal landscape to get you the best outcome.

Question #2 – How long have they been defending No Insurance cases in Ontario?

  • You’re looking for is a law firm that has at least a few years of fighting No Insurance cases.  
  • The more years he or she has been defending these types of cases, it’s more likely that the law firm has the necessary experience to fight your driving on a No Insurance case properly.

Question #3 – How many No Insurance cases have they defended?

  • Here, you’re looking to hear that your law firm has defended 100s of these types of cases.
  • The more No Insurance cases fought, the more experience that law firm will have in helping you fight your Driving without Insurance case.

Question #4 – Does the law firm have experience in the court handling your Drive No Insurance charge?

  • The law firm you hire must have experience in the court, which will prosecute your No Insurance charge. Here’s why.
  • The prosecutor and Justice of the Peace in your No Insurance charge have a lot of power in your case.
  • Understanding how that prosecutor and Justice of the Peace thinks and handles driving on No Insurance cases will impact the strategy in your case.
  • The reality is different prosecutors and Justices take a different approach to handling these types of cases.
  • And knowing that approach ahead of time can make all the difference between you avoiding the minimum $5,000 fine. Or, in some cases, other harsh penalties
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Jon Cohen, Partner

Jonathan earned an Honours BA in Mass Communications and Political Science from York University, Toronto.  He is licensed by the Law Society of Ontario.

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Next Law publishes these articles and videos as a service to our website visitors for general informational purposes only. These materials do not, and are not, intended to, constitute legal advice. You should not act upon any such information without seeking professional counsel.