No Insurance Ticket Law firm – How much does it cost to hire?

No Insurance ticket in Ontario – How much will It cost?

• This article is based on a very important topic, “how to find a No Insurance Law Firm.”
• This article focuses on the key questions to ask about how much it will cost to hire a No Insurance Law Firm.

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• Before you hire a No Insurance Law Firm, you need to be 100% clear on how much it will cost to hire that law firm.
• There are 5 key questions that you need to ask.

Question #1: Does the No Insurance Law Firm charge by the hour or charge a flat or block fee?

• No Insurance Law Firms should only ever charge a “block fee” or one-time payment
• There are two ways that Law Firms generally charge for their services.
• The common misconception is that a No Insurance Law Firms will charge by the hour.  
• So, for example, a No Insurance Law Firm may charge $300 per hour of work. And if your case requires 20 hours of work, then the total fee would be $6,000.  
• But you would not know the total fee until the end of your case, so there is real uncertainty about how much it will cost to fight your No Insurance case.
• The most common way for No Insurance Law Firms to charge clients is a flat or block fee.
• That means the No Insurance Law Firm will give you a quote with one total fee before hiring that law firm. 
• That means you will have certainty at the very start of your No Insurance case, knowing exactly how much it will cost to fight your charges.
• Generally, I recommend hiring a No Insurance Law Firm that charges a block fee and not an hourly fee.  
• Going through a No Insurance case is stressful enough, and if you can remove one of those stresses, namely knowing the total cost to fight your No Insurance case, then the easier your life will be while fighting your charges. 

Question #2: Does the block fee include going to trial?

• Assuming that you are going to hire a No Insurance Law Firm that charges a block fee, it is very important to ask if that block fee includes the cost of going to trial or not.
• Most No Insurance cases do not go to trial. And often, a No Insurance Law Firm will quote you a block fee including the cost of going to trial.  
• However, if your case does go to trial, make sure you are 100% clear about the cost of going to trial.

Question #3: Are they any possible extra costs?

• Once you get a quote from the No Insurance Law Firm, it’s important to ask a general “catch-all” question: Are there any possible extra costs that are not covered in the block fee quoted?
• For example, there may be costs to get transcripts, or videos, or an expert opinion. Just get 100% clarity about the potential for extra charges.
• But generally, the “block fee” should cover you from start to finish regarding your actual case

Question #4: Do they offer payment plans?

• Hiring a No Insurance Law Firm in Ontario can be expensive. However, most No Insurance Law Firms do offer payment plans.  
• Generally, law firms will seek a payment every month, or in some cases, bi-weekly. And these payment plans are usually interest-fee.  
• Just ask your No Insurance Law Firm if they will help you with your cash flow using a payment plan.

Question #5 – Is the cost “too good to be true”?

• There are quite a few No Insurance Law legal representatives in Ontario that you can speak to about your case. In reality, the market is competitive for legal services.
• While it’s important to get a good price, if one of the quotes you get is so far below the other fees, that’s probably a red flag. And you may want to stay away from hiring that person.
• There is real work that goes into fighting a No Insurance case.  
• And if the price is too low, that may indicate that law firm may not put in the work needed to get you the best possible outcome. 
• So be careful.