Demerit Points vs. Insurance: Understanding the Critical Difference in Ontario
Demerit points and insurance are separate systems. Learn why reducing points doesn’t protect your insurance rates in Ontario.
Demerit points and insurance are separate systems. Learn why reducing points doesn’t protect your insurance rates in Ontario.
Speeding convictions stay on your record for 3-6 years for insurance, 2 years for demerit points. Learn the full timeline.
Insurance increases of 20-75% are common after speeding convictions. Learn the real cost of a speeding ticket in Ontario.
What you say during a traffic stop matters. Learn what to do and not do when pulled over, from providing documents to protecting your defense options.
You have 15 calendar days to respond to your speeding ticket. Missing this deadline can result in automatic conviction.
Just got a speeding ticket? Here’s your step-by-step guide to what you should do in the next 15 days.