Take the DUI "Arrest Test" ➔
DUI in Ontario - what do I tell the insurance company

Do I Have to Tell My Insurance Company If I’m Charged with a DUI?

  • Do you need to notify your insurance company if you’ve been charged with Drunk Driving, DUI, Impaired Driving or Refusing a Breathalyzer test?
  • Before I get started, you should check out some great videos we created on “how to get out of a DUI first offence.”  

_____________________

🔴  Resources:  How To Get Out of a DUI First Offence

► How to get out of a DUI first offence? Part 1

https://youtu.be/PI-svXUUYUw

► How to get out of a DUI first offence – Part 2 (4 Things You Need To Know)

https://youtu.be/BQ2A71lEh1c

► How to get out of a DUI first offence – Part 3 “Careless to DUI – The Penalties”

https://youtu.be/nB3dPxYhUtA

► How to get out of a DUI first offence – Part 4 “Careless to DUI – Should I Plead Guilty”

https://youtu.be/JGE2QgAUJXg

► How to get out of a DUI first offence.  Part 5 – Talk to the Judge? (NO!!!!)

https://youtu.be/LNB9Ce1wy4o

  • Whether or not you’re required to notify your insurance company after a DUI depends on the facts of your case.
  • And the best way to think this through is to answer this question.
  • Was there an accident involved with your impaired driving charge?
  • If the answer is yes, you must notify your insurance about what happened and your charge.
  • If the answer is no, in other words, there was no accident involved with your DUI charge, then the issue of letting your insurance company know about your DUI depends on your agreement.
  • Specifically, your insurance policy agreement will outline what you need to disclose and when regarding charges and convictions in a non-accident context.
  • And, remember that you cannot lie or mislead your insurance company under any circumstances.  
Do I have to tell my insurance company if I'm charged with a DUI?

Yes, you are required to disclose any criminal charges, including a DUI, to your insurance company. Failure to do so can result in your insurance policy being void, which means that you won't be covered in the event of an accident.

What happens if I don't tell my insurance company about my DUI charge?

If you don't tell your insurance company about your DUI charge, your insurance policy may be deemed void, which means that you won't be covered in the event of an accident. Additionally, if the insurance company finds out about the charge after the fact, they may refuse to pay out any claims and you may be left to pay the damages out of pocket.

The Ontario DUI Arrest Test

The 60-Second Ontario DUI Arrest Test assesses the nature of the arrest in order to determine if your charges may get withdrawn.

Do You Want to Keep Driving?
Dan Joffe, lawyer, partner Nextlaw Ontario

My team uses forensic analysis to determine whether your Charter rights were violated. If you have been charged with DUI, book a free call that can change everything

Do you want to avoid a DUI Charge?

My team uses forensic analysis to determine whether your Charter rights were violated. If you have been charged with DUI, book a free call that can change everything

5.0
738 Reviews
5
737
4
1
3
0
2
0
1
0
About Dan Joffe, Partner

Daniel holds a JD (LLB) / MBA from Osgoode Hall Law School & the Schulich School of Business at York University, Toronto. Dan is a licensed lawyer in the Province of Ontario.

The Ontario DUI Arrest Test™

The 60-Second Ontario DUI Arrest Test assesses the nature of the arrest in order to determine if your charges may get withdrawn.

DUI / Impaired Articles
Share this Post
Disclaimer

Next Law publishes these articles and videos as a service to our website visitors for general informational purposes only. These materials do not, and are not, intended to, constitute legal advice. You should not act upon any such information without seeking professional counsel.